Justin David Neal, CFP®, RICP®, ChFC®, CLU®, CASL®

Wealth Management Advisor

Professional

For over 10 years, Justin Neal has worked hard to serve a portfolio of clients in the financial and insurance services sector with a clear mission; to assist clients in describing and defining their vision of financial success.

It is critical to us and our clients that their most-trusted advisor have the appropriate knowledge and expertise to deliver on this value proposition.  As a lifelong learner, Justin Neal has committed himself to continue learning and developing his expertise to better serve our clients.

Certifications and Designations

Justin Neal has earned several designations which include:

CLU® Chartered Life Underwriter

The Chartered Life Underwriter (CLU®) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. Since 1927, more than 94,000 individuals have earned their CLU®, helping them build a successful life insurance practice by providing clients with knowledgeable and ethical advice. For financial representatives, field management, home office personnel, and others involved in providing life insurance products to the public, the CLU® designation symbolizes continuing growth and commitment to professionalism. 

ChFC® Chartered Financial Consultant

The Chartered Financial Consultant (ChFC®) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC® program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients. 

CFP® CERTIFIED FINANCIAL PLANNER

The CERTIFIED FINANCIAL PLANNER™ (CFP®) certification is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the ever-changing financial needs of clients.

REBC® Registered Employee Benefits Consultant

The Registered Employee Benefits Consultant (REBC®) designation is the undisputed professional credential for persons involved with selling or servicing group insurance, health insurance, retirement planning, and incentive compensation markets.  The REBC® designation signifies that an individual has attained comprehensive knowledge of the following subject matter: pensions, retirement planning, group medical plans, long-term care, executive compensation, and personnel management.

RICP® Retirement Income Certified Professional®

The Retirement Income Certified Profesional® (RICP®) designation is an advanced designation and regarded as the first must-have designation in the last 30 years.  While many advisors are experts at wealth accumulation, there is an urgent demand for practical ways to structure effective retirement income plans. The risks clients face—economic and market uncertainty, inflation, outliving available income, changes in social safety nets, and rapidly escalating healthcare costs—mean financial professionals need all the latest thinking and techniques to serve their clients’ changing needs: the RICP® is designed to provide that knowledge.

CASL® Chartered Advisor for Senior Living

The Chartered Advisor for Senior Living (CASL®) designation focuses exclusively on the unique needs of mature clients. Developed with input from a panel of industry professionals, the designation provides representatives with comprehensive knowledge on the full range of financial, health, psychological and sociological issues confronting older clients. Individuals who earn the CASL® designation gain a thorough understanding of health and health care, long term care insurance, planning for pension distributions, suitability of investments, federal estate taxation and counseling on key family decisions. 

 

Industry Association Membership

Justin Neal is a member of  the National Association of Insurance and Financial Advisors (NAIFA)

The mission of the National Association of Insurance and Financial Advisors is to advocate for a positive legislative and regulatory environment, enhance business and professional skills, and promote the ethical conduct of our members.

NAIFA is a national nonprofit organization representing the interests of more than 70,000 insurance and financial advisors nationwide, through its federation of over 900 state and local associations. Founded in 1890, NAIFA is the nation's largest financial services membership association.

 

 
The American College is a non-profit educational institution with the highest level of academic accreditation dedicated to leadership in innovative training and development for financial services professionals
 
Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP® (with flame logo), which awards to individuals who successfully complete initial and ongoing certification requirements.
 
The Chartered Advisor for Senior Living (CASL®) designation is conferred by The American College of Financial Services.

 

 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck